Privacy

Your data is yours. Full stop.

Kakaw never asks for your name, email, phone, or bank password. There is no account tied to you — only to a recovery phrase that only you know.

No personal information

Creating a Kakaw account requires nothing personal. No email address, no phone number, no real name. Your account is protected by 12 secret words — and only you have them.

No bank connections

Kakaw never asks for your bank password or OAuth access. Every account you track is entered manually by you. Your bank credentials stay with your bank.

No third-party access

Your financial data is never sold, shared, or analyzed by third parties. There are no advertisers, no data brokers, no analytics that profile you.

Works without internet

Your data lives on your device. Kakaw works fully offline — transactions, budgets, and net worth are available with no internet connection, and sync privately when you reconnect.

Privacy isn't a feature. It's the foundation.

Most finance apps make money from your data. Kakaw makes money from subscriptions. That alignment means your privacy is never a trade-off.

Start free